Search Engine Optimization

How To Write a Proper Header Tag (H1) for SEO

By August 18, 2014 May 13th, 2020 414 Comments
how to write a header h1 tag

Updated August 18, 2014 with additional information on multiple H1’s and a video from Matt Cutts.

The header tag, or the <h1> tag in HTML, will usually be the title of a post, or other emphasized text on the page.  It will usually be the largest text that stands out.  There are other header tags in HTML too, like an h2, h3, h4, etc.  Each can have a lesser degree of importance on the page, but it really depends on how your HTML/CSS guy did the layout.  Sometimes, they make your logo the h1 – because it’s in the “header”, but it would be best to make the h1 the title of the page or post instead.how to write an h1 tag for seo

How you write your header, or h1 tag, is going to be similar to how you wrote your title tag.  Sometimes these can be the same, and that’s OK.  Here are a few tips:

1.  Put your header tag <h1> </h1> at the top of the page, preferably after the <body> tag.

2.  Are you targeting the keywords you wish to rank higher for?  If not, go in and modify your tags slightly to include those words.  If your h1 happens to be an image, use the image alt tag to add those juicy keywords.

3. Can I have more than 1 header tag on the page?  Google will not penalize you, but one is preferred.  If you have a need for multiple titles, then perhaps it should be broken into multiple pages, or use one h1, or multiple h2’s.  Here’s a video from Matt Cutts explaining that:

414 Comments

  • Anton OCE says:

    If the title of my post is a header? Or i’ve to make a h1 at post’s text?

  • Ryan Kelly says:

    Not necessarily. Your CSS will determine what the h1 on the page is. Chances are, the title is the h1, but sometimes designers make it the logo (for some reason?).

  • I had an old h1 title tag for this website I was working on which was irrelevant to the keywords I was trying to rank for. I have updated it since but your ‘automatic seo tool’ still gives me the old h1 tag as the ‘result found’. What’s the criteria then? Or is there an update delay?

    Cheers
    G

  • Great advise on this blog.

    I would suggest using all other h2, h3 and h4 tags for seo. they can help out littel bit, but evey litel helps when it comes to seo!

  • Colin8ch says:

    For SEO, does H1 have more “weight” as H2, H3, etc? Thx in advance.

  • Ryan Kelly says:

    Hi German,

    yes, there is a 30 minute delay if you make an update to your site and then run our analysis tool again.

  • Ryan Kelly says:

    Hey Colin,

    Yes, the H1 carries more weight than the other header tags. Many sites will make the logo in the upper left the H1, but it would be better to have a headline or something. I think we even have to fix this on our own homepage 🙂

  • uSinema says:

    I never thought that the tag would be so important. Glad I found this site!

  • Bill says:

    In running my Pear Analytic report it mentioned no  h1 tag.  My website is a flash based site with an html splash page (BluDomain).  In this instance is the h1 tag located on the splash page? there’s an option for logo or logo text, is this considered the h1 tag? and if so should the logo be replaced with text?

    Thanks

  • AstroGremlin says:

    Curious where the H1 tag is stored in WP and how to change it.  My site currently doubles the default H1 for the site, that is, my site name appears as Blogs News Reviews Blogs News Review.

  • Ryan Kelly says:

    Bill, chances are the Flash app on the splash page you have is where all the primary content is, versus in HTML. If you can add a header tag above the flash movie, then try that.

  • Ryan Kelly says:

    Check the Settings tab. Sounds like it’s pulling the site name plus the title for the h1.

  • Frank Salcido says:

    Hello I have problems with my header tags, they are showing on my published site will some body please tell me how solve this problem

  • BrandonLSpeagle says:

    You can use more than one H1 per page? Sir, state the source of this misleading piece of information please. It’s common knowledge among SEO hat’s that Google will flag you for using more than one <h1> tag.

  • Ryan Kelly says:

    Sorry Brandon,
    What I meant by that statement is that a page can have multiple headers, like h1, h2, h3, etc, but really should only have 1 h1, so I agree with you there. I’ll edit it for clarity.
    Thanks!

  • adwriter123 says:

    I’m an old school advertising guy trying to adopt since most of my clients want me to write copy for their website. That being said,  I’m con fused by the above sample. Is “Service That we offer” the Hi? Or is it “National Registerd Agent services”

  • adwriter123 says:

    Is there a rule as to the length of an H1

  • marathiunlimited says:

    how do i set H1 for http://www.marathi-unlimited.in/

  • iyke4wit says:

    Please help me out. I downloaded Xmap but when I try to install it on my joomla 1.5 site, It says “Error! Could not find a Joomla! XML setup file in the package” how do I fix this please?
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  • UnlockBoot says:

    Thanks, Nice tutorial for h1 tag!

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    patched area displaying through. Floor and deck enamel of the varnish type gives
    good service on concrete floors above grade where there is no moisture existing.

    Rubber-base paints, which dry to some hard semi-gloss finish,
    may be used upon concrete floors below grade, giving the floor is not continually damp through seepage and condensation.

    Paint should not be applied to a concrete basement floor until
    the concrete has aged regarding at least a year.
    The floor should be dry when painted, the best time for app being
    during the winter or early spring (assuming there is some heating equipment in the basement),
    when the humidity in the basement is low. In general, 3 coats of paint are
    required with an unpainted floor, and the first layer
    should be thin to secure good penetration. After the paint is dry, it
    should be protected with a coat of flooring wax.

    In repainting concrete flooring, where the existing paint has been waxed and is
    in good condition except for some worn areas, the surface should be clean with
    cloths saturated with turpentine or petroleum spirits and rubbed with steel wool while moist, to remove all wax before painting.
    If this is not done, the paint will not adhere and dry satisfactorily, if the
    old paint is terribly worn, it should be removed by
    dealing with with a solution of 2 pounds. of caustic soda (household lye) to 1
    gallon of hot water. This may be mopped on the surface and allowed to stay for 30 minutes after which the floor can be washed with hot water
    and scraped with a wide steel scraper. An additional method of application is to spread a
    covering of sawdust, which has been soaked within caustic solution over the floor and allow it to
    stand overnight. The following morning, the floor can be washed along with
    hot water and the paint scraped away. The surface should then be rinsed thoroughly with clean water.

    ᾿
    If rubber-base paint has been utilized, the caustic soda treatment may not be
    effective and it may be necessary to use an organic
    solvent type of paint remover.

    Caution: – When using caustic soft drinks or lye, avoid splashing eyes,
    skin, and clothing.

    Interior Metal

    Interior metal, such as heating grilles, radiators,
    and exposed water plumbing, should be painted to
    prevent rust and also to make them as inconspicuous as possible.
    Brand new metal should be cleaned of grease
    and dirt by washing along with mineral spirits, and any corrosion should be removed by sanding, after which a metal primer should be applied.

    The finish coat may be either a smooth wall paint or a semi-gloss teeth enamel.

    If you are not sure of the primer to make use of on metal, the paint seller or manufacturer will give you this information, influenced by the type of metal to be painted.

    Usually on exposed air ducts associated with galvanized metal a primer layer of zinc dust-zinc oxide
    paint is used, before the finish coat is applied.

    The paints may be applied by brush or spray; the small spray attachment
    for vacuum cleaners is extremely convenient, especially for painting radiators.

    Brass lighting fixtures and andirons may be refined
    and kept bright by layer with metal lacquers. The
    lacquers, held in cans under pressure, might be sprayed directly
    from the container. Old-fashioned or unattractive lighting fixtures
    may be colored with ceiling or wall color to harmonize with the surrounding surfaces.

    Special Surfaces

    WHITEWASH

    Whitewashes plus lime paints must be thin when applied.
    In fact , best results is going to be obtained if the
    application is so slim that the surface to which it is applied may
    easily be seen through the film while it is wet. The
    layer will dry opaque, but two thin Coats will give better results compared to one thick coat.

    A large whitewash brush is best for applying the wash.
    One should not attempt to brush out the coating, as in applying essential oil paint,
    but simply spread the whitewash on as evenly plus quickly as possible.

    The principal ingredient in whitewash is lime paste.

    A satisfactory paste can be made with hydrated lime, but better results are obtained by utilizing quicklime paste that has been slaked with enough water to make it
    moderately hard. The lime paste should be held in a loosely covered container with
    regard to at least several days. Eight gallons of stiff lime paste could be made by
    slaking 25 lbs. associated with quicklime in 10 gallons of water,
    or by soaking fifty lbs. of hydrated lime within 6 gallons of water.
    Right after soaking, the paste should be stretched through a
    fine screen to remove mounds or foreign matter.

    Whitewash can be made from various combinations of lime paste and other ingredients.
    The following 2 formulas are satisfactory.

    The casein, which serves as the glue binder, should be soaked in 2 gallons of hot water until thoroughly
    melted, which should be approximately 2 hours.
    After dissolving the trisodium phosphate in 1 gallon of water it should be added to the casein, stirring
    the mixture until the casein dissolves. This solution should be mixed with the lime green paste
    and 3 gallons of water.

    The salt and alum should be dis-solved in 4 gallons of hot water, after which the molasses may be
    added to the mixture. The particular resulting clear solution is then added to the lime paste, stirred vigorously,
    and thinned with water to the desired consistency.
    This whitewash has a yellow tinge when first
    used, but the color disappears in a few days making a white film.

    Another satisfactory whitewash can be made by diluting a moderately heavy cold lime paste (about 33
    lbs. of hydrated lime and 8 gallons of water) with 5 gallons of skim-milk.

  • Inside painting requires as careful preparing of surfaces as does outside painting.
    The advent of odorless paints now makes it possible to paint any time from the year.

    Formerly, most interior painting in the home was done in the fall or spring, when it was possible to leave the windows open to ventilate the room.
    But open home windows brought dust into the room in order to
    mar the finished painted surface.

    A good interior paint job is frequently 50% preparation and 50% artwork.
    Do not rush in preparing the particular surfaces in your eagerness to get at the
    particular brush or roller. If you do not prepare the
    surfaces properly, you’ll be back again with the paint brush or roller in a few
    months.

    In this section you will find the necessary information on the application of different
    types of chemicals on various interior wall, roof and floor materials.

    Plaster

    New dry plaster in good condition, which is to be finished
    with a paint besides water paint, should be given the coat of primer-sealer and allowed to dry thoroughly before being
    inspected for uniformity of appearance. Variations in gloss
    and color variations in the case of tinted primers reveal whether or
    not the whole surface has been totally sealed. If not, a second coat of primer-sealer should be applied.
    If only a number of “suction spots” are apparent, a second coat
    over these areas may be adequate.

    A flat, semi-gloss, or high-gloss complete may be applied
    to the primed surface. For a flat finish, two jackets of flat wall paint need to follow the priming coat.
    For a semi-gloss finish, one coat of toned wall paint and one coat of semi-gloss paint should
    be applied to the primed surface. For a high-gloss finish, one coat of semi-gloss paint and one coat of high-gloss
    teeth enamel should be used over the priming coating.

    Before applying water paints of the calcimine type to new drunk walls they should be sized, using either a glue-water size
    or, if the plaster is dry, a thin varnish or primer-sealer.

    Cold water chemicals of the casein type may be applied either
    directly to a plastered surface, or the surface may be first provided a coat of primer-sealer to equalize uneven suction effects.

    The same is true of resin-emulsion paints, with the recommendations of the manufacturer of the product getting given preference in case of doubt.
    Considering that resin-emulsion paints usually
    contain a few oil in the binder, they should typically
    be applied only to plaster which has dried out thoroughly.

    Texture wall paints could also be used on plaster surfaces.
    The advantages of this kind of paint are
    that one coat economically produces a textured decoration and relieves the monotony of soft flat paint.
    It also covers splits or patches in the plaster a lot more completely than ordinary wall color.
    The disadvantages of texture walls paint are that they Collect dirt and
    are difficult to restore to a smooth finish.
    These materials are available since water-or
    oil-based paints, are thicker than ordinary wall paints, and may even be applied to
    wallboard as well as plaster to produce textured effects such as
    random, Spanish, mission, and multicolored.

    Composition Wallboard

    Composition wallboard usually gifts no particular painting difficulties if the ordinary
    precautions are observed, such as making certain that the surface is dry and free
    from grease and oil. The painting procedure for wallboard is equivalent to
    for plaster; it requires a priming and sealing coat followed by no matter what finishes
    coats are desired, or may be given one-coat flat or even resin-emulsion type paint.

    Wallpaper

    Water-thinned paint may be applied to wallpaper that is well- bonded to the
    wall and does not contain dyes which may bleed in to
    the paint. One thickness of wallpapers is preferable for paint program.
    Paints other than those of the water-thinned type may also be applied to wallpaper by following the directions
    given for artwork plaster. However , wallpaper coated with such a paint is difficult to eliminate without injury to the plaster.

    Wood Walls and Trim

    New inside walls and wood trim ought to be smoothed with sand-paper
    and dusted before painting or varnishing. To preserve the grain of the
    wood, the surface may be rubbed with linseed oil, varnished
    or shellacked, and waxed. If an opaque finish can be desired, semi-gloss paint thinned along with 1 pint of turpen-tine per gallon of paint or
    the primer-sealer previously described for walls can be utilized as a
    priming coat on wood. One or two coats of semi-gloss paint should then be applied over the thoroughly dry prime coat,
    or if a full-gloss finish is desired, the final coat should be a high-gloss enamel.

    Brickwork Walls and Ceilings

    Interior masonry walls and ceilings above grade may,
    in general, be painted within much the same manner as plaster
    areas. Here again, it is necessary to allow adequate
    time for the masonry to dry before applying paint and, in addition , attention should be given to the
    planning of the surface. When decorating a wall containing Portland cement (concrete, for example), it is essential to
    take precautions against the attack of alkali. For this specific purpose,
    alkali-resistant primers such as rubber-base paints may be used when oil paints
    are to follow.

    Cement-water paints are best suited for application to basement
    walls that are damp as a result of leakage or moisture build-up or
    condensation. To apply these paints, the same method should be followed as is described
    in charge of painting exterior masonry walls.

    Concrete Floors

    Two general types of chemicals for concrete floors are varnish and rubber-base paint.
    Each provides its limitations and the finish cannot be patched without the patched area displaying through.
    Floor and deck teeth enamel of the varnish type gives great service on concrete
    floors over grade where there is no moisture present.

    Rubber-base paints, which dry to some hard semi-gloss finish, may
    be used on concrete floors below grade, providing the floor is not continually damp through seepage and condensation.

    Paint should not be applied to a concrete basement floor until the concrete
    has aged to get at least a year. The floor should be dry when painted, the best time for software being during
    the winter or planting season (assuming there
    is some heating apparatus in the basement), when the humidity in the basement is low.
    In general, 3 coats of paint are required with an unpainted floor, and
    the first coat should be thin to secure good transmission. After the paint is dry, it must be protected
    with a coat of flooring wax.

    In repainting concrete floors, where the existing paint has been waxed and is in good condition except for a few worn areas,
    the surface should be clean with cloths saturated with turpentine or petroleum spirits and applied with steel wool while damp, to
    remove all wax before painting. If this is not done, the paint will not adhere and dry satisfactorily, if the old paint is terribly worn, it should be removed by treating with a solution of
    2 lbs. of caustic soda (household lye) to 1 gallon of hot water.
    This may be mopped on the surface and allowed to stay for 30 minutes after
    which the floor could be washed with hot water and scraped
    with a wide steel scraper. Another method of application is to spread a thin layer of sawdust, which has been soaked within caustic solution over the floor and allow it to stand
    overnight. The following morning, the floor can be washed along with hot water and the paint
    scraped away. The surface should then be washed thoroughly with clean water.

    ᾿
    If rubber-base paint has been used, the caustic soda treatment may not be effective and it may be necessary
    to use an organic solvent type of paint remover.

    Caution: – When using caustic soft drinks or lye, avoid splashing
    eye, skin, and clothing.

    Interior Steel

    Interior metal, such as heating grilles, radiators, and exposed water pipes, should be painted to prevent rust and to make them as inconspicuous as possible.
    Brand new metal should be cleaned of oil and dirt by washing along with mineral spirits,
    and any rust should be removed by sanding, and
    a metal primer should be applied. The finish coat may be either
    a ripped wall paint or a semi-gloss teeth enamel.

    If you are not sure of the primer to make use of on metal,
    the paint dealer or manufacturer will give you this information, determined by the type of metal to be painted.

    Usually on exposed air ducts associated with galvanized metal a primer layer of zinc dust-zinc oxide color is used, before the finish coat is definitely applied.

    The paints may be used by brush or spray; the small spray attachment
    for vacuum cleaners is extremely convenient, especially
    for painting radiators.

    Brass lighting fixtures and andirons may be polished and kept
    bright by coating with metal lacquers. The lacquers, held in cans under pressure, might be sprayed directly
    from the container. Old-fashioned or unattractive lighting
    fixtures may be painted with ceiling or wall color to harmonize with the surrounding areas.

    Special Surfaces

    WHITEWASH

    Whitewashes and lime paints must be thin whenever applied.

    In fact , best results is going to be obtained if the application is so slim
    that the surface to which it is applied may easily be seen through the film while it is wet.
    The covering will dry opaque, but two thin Coats will give
    better results compared to one thick coat.

    A large whitewash brush is best for applying the clean. One should not attempt to brush out the coating, as in applying essential oil paint, but simply spread the particular
    whitewash on as evenly and quickly as possible.

    The principal ingredient within whitewash is lime paste.
    An effective paste can be made with hydrated lime green, but better results are obtained by using quicklime paste that has
    been slaked with enough water to make it moderately hard.
    The lime paste should be held in a loosely covered container with regard to at least several days.
    Eight gallons of stiff lime paste can be made by slaking 25
    lbs. associated with quicklime in 10 gallons associated
    with water, or by soaking 50 lbs. of hydrated
    lime within 6 gallons of water. Right after soaking, the paste should be strained through a fine screen to remove
    mounds or foreign matter.

    Whitewash could be made from various combinations of lime green paste and other ingredients.
    The following two formulas are satisfactory.

    The casein, which serves as the glue binder, should be soaked in 2 gallons of hot water until thoroughly melted, which should be approximately 2 hours.
    After dissolving the trisodium phosphate within 1 gallon of water it must be
    added to the casein, stirring the particular mixture until the casein dissolves.
    This particular solution should be mixed with the lime paste and 3 gallons associated with water.

    The salt and alum should be dis-solved in 4 gallons of hot water, after which the molasses may be added
    to the mixture. The particular resulting clear solution is then added to the lime paste, stirred vigorously, and thinned with water towards the desired consistency.

    This whitewash has a yellow tinge when first applied, but the color disappears
    in a few days departing a white film.

    Another satisfactory whitewash can be made by diluting a moderately heavy cold lime paste
    (about 33 lbs. of hydrated lime and 8 gallons of water) with 5
    gallons of skim-milk.

  • schilderij says:

    Indoor painting requires as careful planning of surfaces as does
    exterior painting. The advent of odorless chemicals now makes it possible
    to paint any time from the year. Formerly, most interior painting in the home was
    done in the drop or spring, when it was feasible to leave the windows open to ventilate the room.
    But open home windows brought dust into the room to mar the
    finished painted surface area.

    A good interior paint job is frequently 50% preparation and 50%
    painting. Do not rush in preparing the particular surfaces in your
    eagerness to get at the particular brush or roller. If
    you do not get ready the surfaces properly, you’ll be
    back with the paint brush or tool in a few months.

    In this section you will discover the necessary information on the application of different types of paints on various interior wall, roof and floor materials.

    Plaster

    Brand new dry plaster in good condition, that is to be finished with a paint other than water paint, should
    be given the coat of primer-sealer and permitted
    to dry thoroughly before being inspected for uniformity of
    appearance. Variants in gloss and color variations in the
    case of tinted primers reveal whether or not the whole surface has been completely sealed.
    If not, a second coat associated with primer-sealer should be applied.
    If only a couple of “suction spots” are apparent, a second coat over these areas may be enough.

    A flat, semi-gloss, or high-gloss complete may be applied to the primed surface area.

    For a flat finish, two coats of flat wall paint should follow the priming coat.
    For a semi-gloss finish, one coat of ripped wall paint
    and one coat associated with semi-gloss paint should be applied
    to the particular primed surface. For a high-gloss
    finish, one coat of semi-gloss color and one coat of high-gloss teeth enamel should be used over the priming
    coat.

    Before applying water paints of the calcimine type to new plastered walls they should be
    sized, using whether glue-water size or, if the plaster is dry, a thin varnish or primer-sealer.

    Cold water paints of the casein type may
    be applied either directly to a plastered surface, or the surface
    may be first provided a coat of primer-sealer to equalize uneven suction effects.
    Exactly the same is true of resin-emulsion paints,
    with the suggestions of the manufacturer of the product getting given preference in case
    of doubt. Considering that resin-emulsion paints usually contain a
    few oil in the binder, they should typically be applied only to plaster which has dried thoroughly.

    Texture wall paints may also be used on plaster surfaces.
    The advantages of this kind of paint are that one coat economically produces a textured decoration and relieves the
    monotony of easy flat paint. It also covers splits or patches in the plaster more
    completely than ordinary wall color. The disadvantages of texture walls paint are that they Collect dust and are difficult to
    restore to a clean finish. These materials are available as water-or oil-based
    paints, are heavier than ordinary wall paints, and may even be applied to wallboard as well as plaster to produce textured effects such as randomly, Spanish, mission, and multicolored.

    Structure Wallboard

    Composition wallboard usually gifts no particular painting difficulties if the ordinary precautions are observed, like making certain that the surface is dry and
    free from grease and essential oil. The painting procedure for wallboard is
    the same as for plaster; it requires a priming and sealing coat followed by whatever finishes coats are desired, or may be given one-coat flat
    or resin-emulsion type paint.

    Wallpaper

    Water-thinned paint may be applied to wallpaper which is well- bonded to
    the wall and contain dyes which may bleed in to the
    paint. One thickness of wallpaper is preferable for paint application. Paints other than those of the water-thinned type may
    also be applied to wallpaper by following the directions given for artwork plaster.
    However , wallpaper coated along with such a paint is difficult to
    remove without injury to the plaster.

    Wooden Walls and Trim

    New internal walls and wood trim needs to be smoothed with
    sand-paper and dusted before painting or varnishing. To preserve
    the grain of the wood, the surface may be rubbed with linseed essential oil, varnished or shellacked, and waxed.
    If an opaque finish can be desired, semi-gloss paint thinned
    along with 1 pint of turpen-tine for each gallon of paint or the primer-sealer previously
    described for walls can be utilized as a priming
    coat on wooden. One or two coats of semi-gloss
    paint should then be applied over the thoroughly dry prime coat, or in case a full-gloss finish is desired, the last
    coat should be a high-gloss enamel.

    Masonry Walls and Ceilings

    Interior brickwork walls and ceilings above quality may, in general, be painted in much the same manner as plaster surfaces.
    Here again, it is necessary to allow sufficient time for the masonry to dried
    out before applying paint and, in addition , attention should be given to the preparing of the surface.
    When decorating a wall containing Portland cement
    (concrete, for example), it is essential to take precautions against the attack of alkali.
    For this specific purpose, alkali-resistant primers such as rubber-base chemicals may be used when oil paints
    are to follow.

    Cement-water paints are best suited to application to basement walls which are damp as a result of leakage or moisture build-up or condensation. To apply
    these paints, the same treatment should be followed
    as is described in charge of painting exterior masonry walls.

    Concrete Floors

    Two general types of paints for concrete floors are varnish and
    rubber-base paint. Each provides its limitations and the finish cannot be
    patched without the patched area displaying through. Floor and deck enamel of the varnish type gives great service on concrete floors above grade where there
    is no moisture existing.

    Rubber-base paints, which dry to a hard semi-gloss finish, may be used upon concrete floors below grade, giving
    the floor is not continually damp from seepage and condensation.

    Paint must not be applied to a concrete basement floor
    until the concrete has aged for at least a year.
    The floor should be dried out when painted, the best time for program being during the winter
    or early spring (assuming there is some heating apparatus in the basement), when the humidity in the basement is low.
    In general, three coats of paint are required with an unpainted floor, and
    the first coat should be thin to secure good penetration. After the
    paint is dry, it must be protected with a coat of flooring wax.

    In repainting concrete floors, where the existing paint has been waxed and is in good condition except for a few worn areas, the surface
    should be clean with cloths saturated with turpentine or
    petroleum spirits and rubbed with steel wool while wet, to remove all wax before painting.
    If this is not done, the color will not adhere and dry satisfactorily,
    if the old paint is badly worn, it should be removed by treating with a solution of 2 pounds.
    of caustic soda (household lye) to 1 gallon of hot water.
    This can be mopped on the surface and allowed to remain for
    30 minutes after which the floor could be washed with hot water and
    scraped with a wide steel scraper. One more method of application is to spread a covering of sawdust,
    which has been soaked in caustic solution over
    the floor and permit it to stand overnight.
    The following morning, the floor can be washed with hot water and the paint scraped
    away. The surface should then be washed thoroughly with
    clean water.
    ᾿
    If rubber-base paint has been utilized, the caustic soda treatment may not be effective and it may be necessary to use an organic
    solvent type of paint eliminator.

    Caution: – When using caustic soda or lye, avoid splashing eye, skin, and clothing.

    Interior Metal

    Interior metal, such as heating grilles, radiators, and exposed water plumbing, should
    be painted to prevent rust and to make them as inconspicuous
    as possible. Brand new metal should be cleaned
    of grease and dirt by washing with mineral spirits, and any rust should be removed by sanding, and a metal primer should be used.

    The finish coat may be either a flat wall paint or a semi-gloss enamel.

    If you are not sure of the primer to make use of on metal, the paint dealer or manufacturer will give you
    this information, dependent upon the type of metal to be painted.

    Generally on exposed air ducts associated with galvanized
    metal a primer coating of zinc dust-zinc oxide paint is used, before the finish coat will be applied.

    The paints may be applied by brush or spray; the little spray attachment for
    vacuum cleaners is very convenient, especially for painting radiators.

    Brass lighting fixtures and andirons may be refined
    and kept bright by covering with metal lacquers. The lacquers, held
    in cans under pressure, may be sprayed directly from the container.
    Old-fashioned or unattractive lighting fixtures may be coated with ceiling or wall paint
    to harmonize with the surrounding areas.

    Special Surfaces

    WHITEWASH

    Whitewashes and lime paints must be thin when applied.
    In fact , best results is going to be obtained if the application is so slim that the surface to
    which it is applied may easily be seen through the movie while it is wet.
    The layer will dry opaque, but 2 thin Coats will give better results than one thick coat.

    A large whitewash brush is best for applying the clean. One should not attempt to brush out the coating, as in applying oil paint,
    but simply spread the particular whitewash on as evenly plus quickly as possible.

    The principal ingredient within whitewash is lime paste.
    A satisfactory paste can be made with hydrated lime green, but better results are obtained by using quicklime paste that has been slaked with enough water to make it moderately hard.
    The lime paste should be kept in a loosely covered container for at least several days.
    Eight gallons of stiff lime paste can be made by slaking 25
    lbs. associated with quicklime in 10 gallons associated with
    water, or by soaking fifty lbs. of hydrated lime in 6 gallons of water.
    After soaking, the paste should be stretched through a fine screen to remove lumps or foreign matter.

    Whitewash could be made from various combinations of lime green paste and other ingredients.
    The following two formulas are satisfactory.

    The casein, which serves as the glue binding, should be soaked in 2 gallons of hot water until thoroughly softened, which
    should be approximately 2 hours. After dissolving the trisodium phosphate within 1 gallon of water it must be added
    to the casein, stirring the mixture until the casein dissolves.
    This particular solution should be mixed with the lime green paste and 3 gallons associated with water.

    The salt and alum should be dis-solved in 4 gallons of hot water, after which the molasses may be added to the mixture.
    The particular resulting clear solution is then put into the lime
    paste, stirred vigorously, and thinned with water towards the desired consistency.
    This whitewash includes a yellow tinge when first applied, but the
    color disappears in a few days causing a white film.

    Another acceptable whitewash can be made by diluting the moderately heavy cold lime paste (about 33 lbs.
    of hydrated lime and 8 gallons of water) with 5 gallons associated with skim-milk.

  • Kassenrollen says:

    ATM paper rolls are the confirmation of the transaction you have made through the ATM
    device. As you know that it is very essential to collect invoices after every transaction you create at
    stores in the same way collecting receipt when you make a transaction through any kind of ATM machine is also very important therefore having paper rolls in an ATM machine is very essential because except if the machine has paper roll this cannot provide the users
    with the invoice which will put them through a lot of problems and there is also a possibility that they cease using
    ATM machine of that financial institution.

    Due to the importance and need of getting receipt at the end of
    each transaction exclusive ATM paper rolls where released which were according to
    the size of the ATM machine so that the paper
    does not obtain stuck in case it is bigger than the region from which the receipt is imagine to pass and does not even gets untidy once it comes out.
    There are various explanations why ATM paper rolls are so essential out of which
    some of the basic factors are as follows:

    It helps people who use their ATM cards to get to understand their
    balance before withdrawing cash from their bank accounts.
    The balance can also be displayed on the screen of the ATM device
    but it is not as reliable as having your account balance printed on a bit of paper as it can be seen again and again stopping you from forgetting your
    balance afterwards.

    ATM paper rolls also helps when you withdraw money from your account by giving you
    a receipt of the amount you might have withdrawn. Such receipts are of great help to keep a check on your
    account balance. These receipts also indicate you in the event someone else is using your ATM card without your permission as you can complete the amount
    of receipts you have and get to learn the exact balance you have withdrawn after which check
    whether the previous and staying balance are in accordance with the amount withdrawn.

    Some ATM machines also allow you to deposit money in your bank account straight from the ATM machines and in this kind of
    cases a receipt is very necessary as they are the
    only evidence in the event the money doesn’t get transferred inside your account.

    ATM papers rolls can help you in providing receipts of the
    cash you have deposited in your account which will not only act as an evidence in case the
    money does not get transferred but also acts as a verification about your cash in hand.

    There are certain things that should be kept in mind before selecting
    paper rolls for the CREDIT machine. Firstly the paper should
    be shiny so that it can easily slip from the machine. A shiny effect within the paper
    gives a very nice and clean look to the receipt
    as compared to the paper that is dull and tough.
    Secondly the paper should be extremely soft; a rough paper can cut the finger of the customer in case
    they don’t pay attention while taking out the particular
    receipt from the machine.

  • Each recruiting company has installed recruitment software.
    The use of the software aids any kind of recruitment processes.
    Hiring managers use a large information database of applicants resume, and applications for function related opportunities.
    The applicant monitoring system will incorporate a remote
    server that is accessible for the purpose of displaying these details
    There are many staffing software available in the particular cyberspace, but only few may up the game
    of a hiring employees. A hiring manager needs
    to search for the very best application software that
    meets his specified needs. This can only be performed by
    a good applicant tracking software. Following are
    characteristic of a great applicant tracking system.

    Ease of use

    The applicant tracking system must be user-friendly, any complication in commands can make work
    a bit tedious and hard to perform. The best system will bring
    out result using an user friendly command set up. Look for applicant tracking system that could be customized to have all
    important commands accessible at one point.
    This is very important to take track of staffing application procedures.

    Entry to up to date information

    A hiring manger needs updated candidates information. Having access to servers that are updated on everyday schedule
    is very important. Candidates’ information and appraisals should
    be fresh and accessible at any time. A hiring manager will have better functionality of he has access
    to these types of.

    Variety of other application

    An applicant monitoring system is not complete without peripheral applications.

    Applications like CRM, notice generating commands.
    Intuitive user interface are just but a few of what
    a good candidate tracking system should have. The combination of all
    this applications is an one end shop for any activity a hiring manager wishes to
    undertake.

    Some of this application will comprise recruiting software, which is a
    must have for any hiring agency to undertake operation with
    ease. It is important for hiring managers to reach decision on which assistance to use,
    decisions should be linked to their own immediate and envisioned
    future needs. A good tracking system will guarantee that for any staffing problem,
    there exists a solution for it. This is the power behind integrated tools.

    Service provider efficiency

    To get the best experience, the service provider should be to be able to
    sort out any kind of problem you might be going through with the system.
    This is very important to your finish, staffing procedures are tedious and therefore are sensitive to deadlines.
    Having a good service provider will ensure that your system functions perfectly at all time.
    This is may aid a hiring manager meet able to deliver
    staffing services on time.

    Getting a good applicant track system can be a daunting task.

    But with due diligence you are bond to have one
    that will work away his issue. The cyberspace is an one
    stop search for the best candidate track systems available.
    A hiring manger should make sure to select a reliable company to
    offer him these services. Application procedures should not be compromised simply by any
    system or individual. Go for the best system out there.

  • Many parents can tell you that occasionally your child’s first
    day of setting school is harder on the parents than on the child himself or even herself.

    There’s the crying, the whining, the anxiety, the overlooking
    the shoulder – and of course the kid can get upset as well!

    All joking aside, knowing what you can expect on your child’s first day of nursery college can make this event much easier on both the particular parent and
    the child alike.

    Kindergartens know that this first day is definitely difficult
    for both parents and children and are typically very experienced in helping both through this changeover time.
    Usually the first day is meant to be something fun and exciting rather than jumping right in to learning or other activities.

    However , having some structure on this initial day is important
    because it will discompose the children from the parents and keep their minds occupied so that
    they will be more unlikely to be concerned over the parent’s absence.
    Many pre-schools play a videotape or appropriate television show so that the
    kids have something to both take a look at and listen to.

    Most will also take those children on a full tour of the nursery school itself so that the kids know what and where everything is and will be less likely to be
    apprehensive about the building and their surroundings.

    There is certainly usually some unstructured play time so the children understand that nursery is an enjoyable place for them to look forward to
    each day.

    Most nurseries include some snacks or even lunch time and even a nap too.

    If the parent is allowed to stay during this time, it makes
    for a good chance to share an activity with the
    child as you both eat lunch or have a snack together.

    Many nursery universities also have preparatory classes for the children and parents
    where the parent usually spends an entire day with the child within the school, participating in or observing those activities of the children while nearby.

    This provides the child a better chance to transition through being in the school with Mum or Dad to being there by
    himself or herself. The child is usually exposed
    to the materials and toys in the school, becomes more comfortable with the
    teachers, and can get used to the routine of this particular school such as songs they are going to sing or other
    activities they’ll engage in.

    If your school offers this type of class or session, you may
    want to fully think about taking advantage of it so that the first day of
    nursery school is not tough for your child.

  • Indie restaurant owners often do their own bookkeeping.
    Even if they hire an expert accountant at year’s end, they
    may save considerable money by handling the weekly tasks themselves.

    Making a chart of accounts to fit the particular restaurant needs generally requires modifying the default
    choices of any accounting program. The selection of sales plus cost of
    goods accounts on most systems does not provide for the separation of
    food and beverage categories that are required.

    Even the leading bookkeeping program regarding small business, while it has a default selection for restaurants, fails to provide all of the accounts that most
    restaurant owners need. In addition , many of the expense accounts which are added are
    rarely used, leading to misunderstandings during data entry, and don’t help with the overview of
    the business finances.

    The National Restaurant Association publishes an e book titled Uniform System of Accounts for Dining places.
    The book provides detailed explanations of the application of generally accepted data processing principles to the restaurant industry.

    That will book includes a sample chart associated with accounts, but
    notes that “the codes used here are not the only method for classifying the accounts”.

    This points out that most restaurants will not use all of the categories listed, and it also remarkably lacks breakdown of inventory plus cost categories beyond “food” and “beverage”.
    Many restaurant owners want further separation of those categories to include sub-categories
    such as “meat”, “seafood”, plus “produce”, and possibly “beer”
    and “wine” for beverage categories.

    While many programs do not require the use of account
    figures, the NRA book states that some type of account numbering system can be used.
    If your program is not showing accounts numbers, it should have an option on a set up screen to activate that feature.

    Any account numbering system is generally grouped so that accounts of a
    particular type fall within a specific range of numbers.
    For example , assets might be in the 1000 range, and income accounts in the 4000 range.
    Upon systems with many detail accounts, 5 digit numbers may be used
    to allow more sub-categories, but that is rarely necessary for
    a small restaurant.

    Typical number varies that are used by many accounting techniques are as follows:

    Asset accounts: 1000-1999
    Liability accounts: 2000-2999
    Equity accounts: 3000-3999
    Revenue accounts: 4000-4999
    Cost of goods: 5000-5999
    Expenses: 6000-8000
    “Other” accounts: 8000-9999

    Asset Accounts

    Resource accounts include cash, bank accounts, supply, and everything
    else that is owned.

    Pretty to assign the first account number, 1000, to
    Cash, since they are generally ordered, within each group, by liquidity (ease of converting to cash).

    A separate account should be utilized in the chart of accounts for every bank account maintained
    for the business. In the event that merchant deposits take a
    few days to achieve the bank, a merchant account
    can be used. Also, if checks are accepted and not processed electronically,
    an account must be created for checks to be deposited.

    New accounts are normally numbered 10 numbers apart, so your
    first two checking accounts may use 1010 and 1020 as account numbers in the chart of
    accounts. Leaving gaps between the numbers makes it easy to add another account afterwards and squeeze
    it in to the type order in any position.

    The asset accounts can be numbered as such:

    a thousand Cash
    1010 Primary Bank Account
    1020 Bank Account #2
    1060 Merchant Deposit Account
    1080 Checks Received
    1100 Accounts Receivable
    1200 Food Supply
    1210 Meat Inventory
    1220 Chicken Inventory
    1230 Seafood Inventory
    1240 Dairy Inventory
    1250 Produce Inventory
    1260 Bakery Inventory
    1270 Frozen Inventory
    1280 Grocery Dry & Canned Inventory
    1320 Beverage Inventory
    1330 Liquor Inventory
    1340 Beverage Inventory
    1350 Wine Inventory
    1360 Merchandise Inventory
    1380 Bar & Consumable Inventory
    1400 Prepaid Expenses & Advances
    1450 Recycle return value
    Assets that have a lifespan of several years or more are known as Long Term Assets.
    This also includes any real estate.

    1500 Fixed assets
    1510 Land & Building
    1520 Automobile
    1530 Furniture Fixtures & Devices
    1540 Leasehold Improvements
    1600 Accumulated Depreciation
    1700 Capitalized Start Up Costs
    1800 Security Deposits
    Liability Balances

    Liability accounts includes things like bank cards and payables to vendors.

    It also includes money that has been received to get things like tax that is due
    to the condition, tips due to the employees,
    and present cards sold but not yet redeemed. Real estate loans and other
    major financing is sub-categorized as long-term financial obligations.

    Liability accounts can be numbered since:

    2000 Accounts Payable
    2110 Credit Card
    2120 Credit Card #2
    2130 Credit Card #3
    2140 Credit Card #4
    2210 Sales Tax Payable
    2220 2nd Tax Payable
    2250 Payroll Financial obligations
    2260 Second Payroll Liability
    2280 Tips held
    2300 Gift credit cards & certificates
    2350 Customer Credit
    2400 Notes Payable
    2500 Additional debt
    Equity Accounts

    The owners’ investment in the company is represented in the equity accounts.
    For a company, this includes the shareholders equity. It really
    is effectively the money that the business owes back to the owners.
    When an human resources period is closed, the balance of
    the income and expense categories is usually transferred to
    Retained Earnings, which is also an equity account.

    The most basic equity balances could be numbered:

    3000 Owner Funds
    3100 Common Stock
    3300 Maintained Earnings
    Income Accounts

    Sales fall into the general category of income accounts.
    A restaurant will obviously want individual categories for food and beverage sales, and
    may want further separation of beer, wine, and liquor product sales.

    Typical income accounts are:

    four thousand Sales Revenue
    4200 Food Product sales
    4320 Beverage Sales
    4330 Liquor Sales
    4340 Beer Sales
    4350 Wine Sales
    4360 Merchandise Product sales
    4500 Catering & contracts
    4700 Other Operating Income
    4900 Discount rates
    One difference between the NRA recommendations and many other lists involves the placement of the “other income” accounts.
    This could include income from sources for example cover charges, games
    or vending machines, and banquet room rental. Most lists place these accounts in the 8000 range, above expenses, but
    the NRA list places them in the 6000 range.

    Most smaller locations will only need a single
    classification for other income. Since “cost of goods” is a
    general sub-category of expenses, it makes sense to avoid putting an income category in the middle of the
    range from COGS through expenses. A single accounts
    has been placed in this list within the 4000 range.

    Putting the special discounts into the revenue category implies that
    this is a “contra” account. Where the majority of
    the sales categories will have a credit score balance, discounts will normally
    have a debit balance.

  • Beauty products online allow you fast and easy access
    to several top cosmetics retailers. You can buy all of your health and beauty products
    from secure health and beauty shops and chemists on-line. There are separate beauty aids for guys and women. Just by clicking your own mouse
    on the online websites, you can have beauty items delivered to your door.

    Skin care products, cosmetics, dietary supplements, makeover products, fragrances,
    lipsticks, and other skin supplements are around for purchase online.

    Online you can also find beauty items that are
    made from natural herbs and important oils. Certain online department
    stores are experts in offering discount beauty products.
    There are also shops that sell only luxury beauty items and
    top quality brands.

    Most of the elegance product manufacturers have their own websites that provide more details regarding their products.
    There are many of websites displaying lists of some of
    the best shops selling beauty products online. There are even sites
    that display the week’s top seller of a particular product
    group, which makes it easier so that you can judge the market value of a product.
    Beauty items for sale on the Internet have to satisfy specific guidelines to ensure
    quality.

    Most of the beauty products purchases from websites include delivery
    charges along with the listed price. Some companies
    charge shipping fees later on during the delivery of the product.

    Pay Pal is a commonly accepted payment method for online purchases.
    For worldwide purchases, some of the most popular credit cards for example American Express,
    Discover, MasterCard plus Visa can be used.

  • That serves to have heard about the adult plaything parties
    but you haven’t been to one yet. You might even consider holding
    one yourself. The girls always love to get together and have a lot of fun when they possess any type of gathering.

    But with Adult Gadget Parties you can give your friends a chance to buy items they might be too
    uncomfortable to shop for in person in a fun atmosphere, and there is always something for
    everyone.

    Mature Toy Parties are a Blast

    Mature toy parties are so much fun. Instead of going out
    on the town you can go to your pal’s house to a party where you can learn about gifts and unique toys you
    might love to buy. Not only do women like to get together to have a party at home,
    there are so many reasons to hold a party like this.

    It may be your best friend’s birthday, her hen’s night or
    perhaps you simply are looking for grounds for having
    a great night with your friends at home. Any time is a good time to hold
    adult toy parties.

    Shop in the comfort and safety of your own home

    When you hold adult toy celebrations there is always something for everyone.
    You might have some pretty wild friends and seem like
    you would be embarrassed to make a purchase.

    Even though some of the toys might look interesting, they may
    be slightly too wild for your taste. Don’t worry;
    items you will discover at these parties will vary
    through wild to mild so you can find something suitable to your
    taste plus preference.

    Many women are too embarrassed to purchase some of the toys they would absolutely love; others are even too embarrassed to visit an adult store.
    There is nothing wrong with it but the embarrassment is too much
    on their behalf. By bringing in a consultant, you happen to be creating a way for your
    friends to purchase their secretly desired toys without having to established a foot into an adult store.
    This is an excellent way to eliminate any kind of embarrassment
    and buy toys that are enjoyable.

    When you bring in a consultant you aren’t also bringing in someone who is
    experienced and may give you the best possible advice in a secure environment.
    They can show you the correct operation of all the Adult
    Toys and can be assured your purchases will be best suited
    to your person situation.

    Here are 5 Reasons It’s a Great Idea to Hold and Adult Gadget Party

    1 . It’s in the comfort and ease of your home, so you don’t have to feel
    ashamed

    2 . You can choose from a large selection of items, including Adult
    Toys and Lingerie

    3 or more. Your Products will be delivered right to your door after the event

    4. You can benefit from the experience of an advisor

    5. It’s fun to spend period with the girls, and have a few drinks at home

    There are many reasons to hold an adult toy party and you can hold a single at your home for any reason you want
    to. Your own girlfriends will have a lot of
    fun and they will lastly be able to make the purchases they want
    to with no embarrassment of visiting adult shops. This is one of the best ways to have a really
    fun night out – at home.

  • If you are looking forward to overall wellness, then you have to know that fitness is
    the essence of it. Unlike the popular perception, achieving fitness is not that difficult.
    You can’t judge the fitness of a person by just looking at that person. Experiences have
    taught me the fact that fittest looking person might not be the main one who impresses you with his
    or even her fitness levels. So , is actually
    pointless to have unrealistic views regarding fitness.

    As far as fitness is concerned, the fitness of your heart is extremely important.
    Probably, you do not have a typically “fit” looking entire body.
    But that doesn’t mean that you are not match. You can be fit irrespective of the way the body looks.
    Cardio fitness is the genuine measure for fitness. If you are really serious regarding
    fitness, then you have to channel your energies to improve the health of your coronary heart.

    When your heart is healthy, some other aspects like increased lung capacity, strong bones, strong muscles, weight reduction etc .
    will follow.

    Understanding the concept of fitness

    In today’s world obsessed with fitness,
    we have difficult the concept of fitness. According to the basic description, fitness is all about
    your ability execute your daily chores without fatigue. The fit
    person will be able to carry out their chores with alertness and vigour.
    Back in the day, people used to have that ability.
    They were all physically energetic. They were all fit.
    So , there was clearly no need to talk about fitness.
    However , issues have changed a lot. Lifestyle illnesses have become common these
    days. We perform very less physical activities as the jobs force
    us to stay glued to our seats all day long with absolutely no physical activity.
    And that has contributed in order to lot of lifestyle diseases.

    No wonder exactly why we talk about fitness more these days because we are
    all worried about our health and fitness levels.

    Lack of physical activities made all of us susceptible to all sorts of health problems.

    Significance associated with fitness

    The sedentary lifestyle has made way for lot of diseases.
    And people possess realized the significance of
    regular exercise to stay fit. However , not too many are able
    to abide by it given the hectic lifestyle. If you need
    to stay away from many diseases, then it is essential to do cardio exercise
    on a regular basis. As we all know, heart disease has been one of the notorious silent killers.
    Stroke, diabetes, colon cancer etc . are other diseases that are connected to lack of fitness.
    There are plenty of benefits for regular exercise. Besides
    the health benefits, you will be able to control your weight as well.
    In turn, it is possible to fight aging too.

    Emotional benefits of exercise

    Exercise has many psychological benefits as well. When you exercise, it releases the feel good hormone hormones, which
    significantly reduces stress. And it will elevate your mood as well.
    It has the ability to fight depression as well.
    If you are one particular those fitness freaks who exercise on a daily basis, then you will have a positive attitude towards life.

    Also, you tend to have better self-esteem. Exercise gives you much better sleep at night.

    You never complain about fatigue either.
    Last but not least, regular exercise can improve your memory as well.

    The amount of workout to stay fit

    Well, this has been a hotly debated topic for years. Different people will
    give different advice. But one thing is definite –
    routine workouts is the best strategy. How long should you workout?
    Well, 30 minutes a day would be sufficient.

    And if you are able to extend to an hr then it is better.
    Some people would suggest that doing exercise 5 times a week is a great strategy.

    Well, doing it every day is really a far more effective strategy.

    Exercise is such as drinking coffee. Your brain gets addicted to the feel good
    hormones and demands for it every day. For the same reason, your
    mind will remind you to do physical exercise every day.

    That’s like following a natural clock. Your brain knows what is great for your
    body. Therefore , doing it every day can make it easier for you to get adjusted to the natural cycle.

  • Getting arrived at the point in your life where you feel you
    are not coping well on your own at home but have a fear of letting strangers into your home for home care or are worried about permanently moving into a care home, consider the question properly
    before making a decision.

    Deciding which procedure for take when choosing care options for family members, spouses or
    even yourself can be hard, particularly when making the big decision. Appointment with family members can help but often they
    know nothing about the help that is available. Below are
    presented some of the points to consider when making the big decision.

    Advantages of Home Care

    Home care can be very beneficial for individuals as it allows them to remain at home, and maintain some independence.
    A flexible care plan can be supplied which is tailored to an individual’s needs.
    This allows individual’s the opportunity to continue doing things that they enjoy.
    For example in case an individual enjoys walking, then it is achievable for it to be arranged within an lawsuit filer’s plan, or care workers can be used for support to allow them to continue these types
    of activities.

    Hospital admission can be prevented and readmission rates reduced, it is because individuals are
    getting the support that they need within their homes, and injuries that result from falls can be prevented
    within the home as home help helps prevent them doing activities that may cause harm.

    Infection risk can also be decreased, because an individual isn’t in an environment where ill people are present, meaning that the likelihood
    of becoming ill themselves will be reduced.

    Home care also provides support for family members, as the stress
    of caring for a relative is decreased.

    The familiar surroundings of your own home are maintained and
    possibly protected for family members.

    Advantages of Care Homes

    It provides individuals with an opportunity for social discussion,
    as activities are often arranged to allow them to participate in if they wish.
    This is beneficial as it prevents loneliness.

    Care Houses also provide 24 hour care for individuals, which means
    that they are more likely to get all of the relevant support
    they need.

    Individual’s moving into Care Homes can also reduce the strain on a family, as they will no longer have to provide care
    for their relatives, which means that they can be there simply for support.

    According to the type of care that a person needs it may be more beneficial for an individual to get care within a Care Home environment because it may reduce the costs to them slightly if they require
    a lot of assistance, they usually Home Care is more customized and cheaper.

    However there are a few drawbacks to both Home Care and Care Homes,
    and these include: A huge financial impact, having to deal
    with an unusual situation and quality of care can sometimes
    be an issue. The disadvantages of Treatment Homes in particular
    can be: an anxiety about Care Homes, a lack of freedom and choice,
    and having to deal with other inhabitants as they may not get on with them.

    Both care options have advantages and disadvantages, and this can make the big decision very difficult.
    House Care is a particularly popular choice for individual’s care at present,
    which is largely because of the flexibility and self-reliance that it offers.
    This makes Home Care generally seem more appealing in order to individuals, as it allows
    individuals to feel more comfortable and relaxed with
    all the care that they are receiving. However the decision of which
    type of care an individual ought to receive should be made on the basis of their particular situation,
    so that they can find an option that is best suited to what they require.

    Running a Home Care business biases us towards Home Care but in reality people can get
    to a point where a Care Home is the only sensible choice due to
    the intensity of care required.

  • Over the past 20 years, many small businesses have started to insure their own risks through a product called “Captive Insurance. inch Small captives (also known as single-parent captives) are insurance companies established from the owners of closely held companies looking to insure risks that are possibly too costly or too difficult to make sure through the traditional insurance marketplace. Anthony Barros, an expert in the field of captive insurance plan, explains how “all captives are treated as corporations and should be managed
    in a method consistent with guidelines established with both the IRS and the appropriate insurance regulator.

    Based on Barros, often single parent captives are owned by a trust, relationship or other structure established with the premium payer or his household. When properly designed and given, a business can make tax-deductible premium payments to their related-party insurance company. Depending on conditions, underwriting profits, if any, could be paid out to the owners as payouts, and profits from liquidation from the company may be taxed at funds gains.

    Premium payers and their captives may garner tax benefits only when the captive operates like a real insurance company. Alternatively, advisers plus business owners who use captives because estate planning tools, asset safety vehicles, tax deferral or various other benefits not related to the true business purpose of an insurance company may encounter grave regulatory and tax outcomes.

    Many captive insurance companies are often created by US businesses in jurisdictions outside of the United States. The reason for this is that foreign jurisdictions offer lower expenses and greater flexibility than their US counterparts. As a rule, US companies can use foreign-based insurance companies so long as the particular jurisdiction meets the insurance regulatory requirements required by the Internal Revenue Service (IRS).

    There are several notable foreign jurisdictions whose insurance plan regulations are recognized as safe and effective. These include Bermuda and St . Lucia. Bermuda, while more expensive than other jurisdictions, is home to many of the largest insurance companies in the world. St . Lucia, a more reasonably priced place for smaller captives, is noteworthy for statutes that are both progressive and compliant. St . Lucia can also be acclaimed for recently passing “Incorporated Cell” legislation, modeled after similar statutes in Washington, DC.

    Common Captive Insurance Abuses; While captives remain highly beneficial to many companies, some industry professionals have begun to improperly market and improper use these structures for purposes aside from those intended by Congress. The particular abuses include the following:

    1 . Incorrect risk shifting and risk submission, aka “Bogus
    Risk Pools”

    second . High deductibles in captive-pooled plans; Re insuring captives through personal placement variable life insurance schemes

    a few. Improper marketing

    4. Inappropriate life insurance coverage integration

    Meeting the high standards enforced by the IRS and local insurance plan regulators can be a complex and costly proposition and should only be done with the assistance of competent and experienced counsel. The ramifications of faltering to be an insurance company can be disastrous and may include the following penalties:

    1 ) Loss of all deductions on rates received by the insurance company

    2 . Lack of all deductions from the premium payer

    3. Forced distribution or liquidation of all assets from the insurance company effectuating additional taxes for capital gains or dividends

    4. Potential undesirable tax treatment as a Controlled Foreign Corporation

    5. Potential adverse taxes treatment as a Personal Foreign Holding Company (PFHC)

    6. Potential regulatory penalties imposed by the insuring legislation

    7. Potential penalties and attention imposed by the IRS.

    All in all, the tax consequences may be greater than totally of the premiums paid to the attentive. In addition , attorneys, CPA’s wealth advisors and their clients may be dealt with as tax shelter promoters from the IRS, causing fines as excellent as $100, 000 or more per transaction.

    Clearly, establishing a captive insurance company is not something that should be used lightly. It is critical that businesses seeking to establish a captive work with competent attorneys and accountants who have the requisite knowledge and experience necessary to avoid the pitfalls related to abusive or poorly designed insurance coverage structures. A general rule of thumb is that a captive insurance product should have the best opinion covering the essential elements of this program. It is well recognized that the opinion ought to be provided by an independent, regional or national law firm.

    Risk Shifting and Risk Distribution Abuses; Two key elements of insurance are those of shifting risk from the insured party to others (risk shifting) and subsequently allocating risk amongst a large pool of insured’s (risk distribution). After many years of lawsuit, in 2005 the IRS released a Revenue Ruling (2005-40) explaining the essential elements required in order to meet up with risk shifting and distribution needs.

    For those who are self-insured, the use of the captive structure approved in Rev. Judgment 2005-40 has two advantages. Initial, the parent does not have to share risks with any other parties. In Ruling 2005-40, the IRS announced that the risks can be shared within the same financial family as long as the separate subsidiary companies ( a minimum of 7 are required) are formed for non-tax business reasons, and that the separateness of these subsidiaries also has a business reason. Furthermore, “risk distribution” is
    provided so long as no insured subsidiary
    has provided more than 15% or less than 5% of the premiums held by the captive.
    Second, the special provisions of insurance law allowing captives to consider a
    current deduction for an estimate associated with future losses, and in some situations shelter the income
    earned within the investment of the reserves, reduces the money flow needed to fund
    future promises from about 25% to nearly 50%.
    In other words, a well-designed attentive that meets the requirements
    of 2005-40 can bring about a cost savings of 25% or more.

    While some businesses can satisfy the requirements of 2005-40 within their own pool of related entities, the majority of privately held companies cannot.
    Therefore , it is common for captives to purchase “third party risk”
    from other insurance companies, often investing 4% to 8%
    per year on the amount of coverage necessary to meet the INTERNAL REVENUE SERVICE requirements.

    One of the essential elements of the particular
    purchased risk is that there is a realistic likelihood of loss.
    Because of this exposure, several promoters have attempted to circumvent the particular intention of Revenue Ruling 2005-40
    by directing their clients in to “bogus risk pools. ” On this somewhat common scenario,
    an attorney or other promoter will have 10 or more of their clients’ captives enter into the collective
    risk-sharing agreement. Included in the agreement is
    a written or unwritten agreement not to make claims on the
    pool. The clients like this arrangement because they obtain all of the tax benefits of owning a captive insurance company without the
    risk associated with insurance coverage. Unfortunately for these
    businesses, the IRS views these types of arrangements as something other than insurance.

    Risk sharing agreements such as these are considered without merit and really should be avoided at all costs.

    They are nothing more than a glorified pretax savings.
    If it can be shown that a risk pool is bogus, the safety tax
    status of the captive can be denied and the severe tax
    ramifications described above will be enforced.

    It really is well known that the IRS looks at agreements
    between owners of captives along with great
    suspicion. The gold standard in the industry is to purchase third party risk from
    an insurance company. Anything much less opens the
    door to potentially devastating consequences.

    Abusively High Deductibles; Some promoters sell captives, and
    then have their captives participate in a large risk pool with a high deductible.
    Most losses fall within the deductible and are paid by
    the captive, not the risk swimming pool.

    These promoters may advise their particular clients that
    since the deductible is really high, there is no real
    likelihood of third party claims. The problem with this type of agreement is that the deductible is
    so high that this captive fails to meet the standards established by the IRS.
    The captive appears more like a sophisticated pre tax savings account:
    not an insurance company.

  • Appreciate the recommendation. Will try it out.|

  • Sean Hower I see, but do you have name of the transition Sean?

  • cbd kaufen says:

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    Cannabidiol is another cannabinoid in the cannabis plant, like the
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    All the information upon these credit repair websites inform
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    then many of these credit repair websites attach a
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    Once the investigation is complete, the credit bureau must give you the
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    Did you notice the word “if”?

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    Nothing of these credit repair sites wish you to know
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    If you don’t know why I am going to tell you later.

    Here’s what really occurs you spend an hour putting together your “how to fix your credit” dispute letter and go to the trouble of affixing copies of your
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    First: Your own “how to fix your credit” dispute letter gets delivered to
    the mailing address of the credit bureau. Then your dispute letter along with five or even six
    thousand other dispute characters the credit bureau received that
    day get sent UPS to an offshore location in India where thousands of low paid workers given a title
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    The investigator after that plugs this 2-digit code into a computer application called E-Oscar.

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    Guess what happens next?

    The “investigator” at the information furnisher, who also sits at a personal computer
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    That is what I do for a living.

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    So to answer the question, “How To Fix Your own Credit” the answer is,
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    Dear Friend or Madam:

    I am writing to dispute the following information in my credit file.
    The items I dispute also are encircled on the attached copy of the credit
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    This item (identify item(s) disputed by name of
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    type of item, such as credit accounts, judgment, etc .
    ) is (inaccurate or incomplete) because (describe what is inaccurate or incomplete and why).

    I am requesting that the item be deleted (or request another particular
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    Please investigate this (these) matter(s) and (delete or correct) the particular disputed item(s) as soon as
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    Sincerely,

    Your own name

    Enclosures: (List what you are enclosing.

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    have to remove the bad credit item from your credit report.

    They will also tell you that the credit bureaus are also required by law to forward all of the relevant data you provide them with regarding
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    info to them. After the information provider receives notice of a dispute from the credit score bureau, it
    is required to investigate your own dispute, review the relevant information that you sent
    to them, and report the final results back to the credit
    bureau. When the investigation reveals that the disputed info is inaccurate,
    the information provider needs to notify the credit bureau
    to allow them to correct it in your file.

    When the investigation is complete, the credit score bureau must give you the results in composing,
    and a free copy of your credit report if the dispute results in a
    change associated with any kind. Did you notice the word “if”?

    Why All The “How To Fix Your own Credit” Web Sites Are A Waste Of your energy & Money!

    If any of the credit score repair web sites that show up once you
    type in the phrase “How To Fix Your Credit” had any trustworthiness at all
    here’s what they would tell you.

    They might tell you what really happens when a person send
    in your how to fix your own credit dispute letter instead of what is
    supposed to happen. But they don’t.

    Nothing of these credit repair sites desire you to know the truth that
    disputing bad credit items will not repair your credit and
    neither do the credit bureaus. If you don’t know why I am going to tell you later.

    Here’s what really occurs you spend an hour putting together
    your “how to fix your credit” dispute letter and go to the trouble of fixing copies of your drivers license and SS card to prove you along with any other documentation you
    feel can prove that the negative credit item
    on your report is incorrect and should be removed.

    First: Your own “how to fix your credit” argument letter gets delivered to the mailing address of the credit bureau.
    In that case your dispute letter along with five or even six thousand other dispute words the credit bureau received that will
    day get sent UPS to an offshore location in India exactly where thousands
    of low paid workers provided a title of “investigator”
    open your certified mail letter that you paid approximately $5
    to have shipped and delivery confirmed.

    The “investigator” that opens your letter includes a maximum
    of 4 minutes to determine exactly what 2-digit code
    to reduce your question to. That’s right. The letter that took
    you an hour to compose in great detail and all of the particular attachments that took
    another 30 minutes to make copies of doesn’t
    even get read if it is more than 2-3 paragraphs. Then the investigator
    who doesn’t always have a very good grasp of the English language has 4 minutes to
    check out your paperwork and reduce everything
    right into a 2-digit code.

    The investigator after that plugs this 2-digit code into a
    computer application called E-Oscar. E-Oscar then sends this 2-digit program code to the company that submitted the negative item to the credit
    agency. The supporting documentation that you delivered with your dispute letter is certainly
    not read let alone is NEVER delivered to the information furnisher
    even though the law demands them to do so. Guess what happens next?

    The “investigator” at the information furnisher, who also sits at
    a computer and also uses E-Oscar, also has four minutes to evaluate the dispute and minimize it to a 1-digit code which
    represents the letter that will be delivered to you which basically says, we have validated the item that you disputed and
    it is legitimate. The code that this person plugs into E-Oscar also determines the particular letter that you will receive
    from the credit score bureau that basically tells you the negative item that you disputed was investigated and found to be valid.
    The Credit Bureau that you sent your dispute to just broke legislation and they do it all of the time and they break free with it because not enough people file
    a complaint with the FTC.

    How to know that this is the way your credit
    score dispute letters are handled? Because I read the transcript of a court case that involved a consumer who sued a credit bureau and the testimony given by a witness which worked at the credit
    bureau offered testimony on how a dispute notice was
    handled. In my job We read through court files for cases
    involving credit reports and consumer debt. Gowns what I do for
    a living.

    In doing my research I have discovered that Federal Courts
    have ruled that will Credit Reporting Agencies (credit bureaus) aren’t supposed to “parrot” the information that they get from the creditor (information provider) according
    to your negative credit dispute. (See: Cushman v TransUnion, Stevenson sixth is v.

    TRW (Experian), and Richardson sixth is v.
    Fleet, Equifax, et al). The law requires them to conduct an independent FAIR investigation to ensure the validity of the debt and the honesty/integrity of the creditor in question. Does
    the description above sound like a “reasonable investigation” to you?

    So to answer the question, “How To Fix Your Credit” the answer is, you can’t fix
    your credit using the information offered to you from these
    so-called credit maintenance websites. The results you get when you use search
    engines like google for any subject concerning “credit repair” are totally useless…

    because they may tell you the truth, that writing challenge letters doesn’t work.

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    tell you that writing your own dispute letters is a waste of time therefore you should pay them to do it for you because they are a big law firm and the credit bureaus are going to pay attention to a law firm.

    Credit Repair Lawyer results are not much better and not really cost effective.

    Bad Credit can NOT be fixed via “credit repair” BUT there is a way to “Restore” a
    bad credit score into a “Good Credit Score” irregardless of
    whether the negative credit items you have are valid or not.

    That’s right. You read that correctly. Let me say this again.

    You Can Force Credit Bureaus To get rid of All Negative Credit Items On Your Credit Report Even If All of Them Are Correct and or Valid.

    Credit Restoration Differs Than Credit Repair

    The reason credit score repair companies don’t
    tell you about the reason being they don’t know how to use the applicable federal government laws to force credit bureaus to eliminate bad credit from your reports.

    These people know that there is a patented legal question system to get this done but none of the particular credit repair companies are able to utilize it and/or
    don’t want to use it.

    Why? Because the majority of the credit fix companies are
    either owned or controlled by the credit bureaus and or
    credit card issuers and the last thing they want is for you to definitely be able to repair or restore your own credit.
    They’ll even take your money and get some of the negative credit items removed for you but in 3 or 4
    weeks or less they all get bring back on.

    They Don’t Want You To Know How To Fix Your Credit.
    The lower to your credit rating is the more money the credit bureaus clients make
    off of you.

    Before you get too discouraged I have some GOOD NEWS
    for you.

    There exists a way to get ALL BAD CREDIT SCORE items REMOVED from all of your credit reports.
    Not only that but there is a company that will do
    all of the work for you. The Credit Bureaus possess removed every
    single negative credit product that they have asked them
    to remove. To date, my research has found that they have helped over 155, 000 individuals have more than 5 MILLION negative credit
    items removed from their credit reports. This business has access to the patented legal challenge system mentioned above.
    Nobody else will. That is how they were able to get totally of
    the items that they requested the particular credit bureaus remove
    get removed!

    In case you are fed up reading through all of the search results for your search on how
    to fix your credit score then check out the other articles I
    have written. I think that you will find the solution that you are looking for.

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    You’ll find essential oils in every “high end” mature skin beauty product, though sometimes you’ll see these
    individuals discretely labeled as “plant extracts” or perhaps similar terms.
    The thing is that many folks nevertheless don’t realize that essential
    oils genuinely are medicine, not just fine foul-smelling precious liquid in tiny
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    simply the concentrated “volatile” (easily evaporated liquid)
    constituents naturally present in ALMOST ALL plants,
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    And significant oils are so very compatible with the outer skin — they are very easily absorbed —
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    Making a custom made recipe for yourself is as simple since
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    “fixed” oils, and there you are! You’ve got the perfect daily skin care
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    Woman’s Oil of Beauty: Rose bush Essential Oil

    Again and again, in every natural skincare recipe book,
    one finds 1 oil more highly regarded than every other —
    Rose Otto, the vapor distilled variety of Rose (it is likewise found as an Absolute,
    which is better suited for natural perfumes). Rose Otto has a host of therapeutic skin care
    properties: it hydrates without being oily, it’s
    gently antiseptic, soothing to be able to damaged skin, can heal broken capillaries,
    and supports the skin’s natural metabolism. It is also the
    most important petrol for women for its heart opening, anti-depressant action —
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    Calendula olive oil has been used for hundreds of years for all forms of skin care uses.
    Its exceptionally soothing, with the traditional use being regarding infant’s
    skin care. The flowers happen to be hard to work with however , limiting often the uses
    of this magnificent medicinal seed. A new extraction technique now gives
    us a Calendula oil put emphasis, often labeled Calendula CO2.
    The brand new extract is highly antioxidant, powerfully wound-healing, and one of the most effective soothers connected with irritated
    or damaged skin found on Earth.

    Companion Oils for Equilibrium and Vitality

    One or more of these several oils are excellent companion oils to the Rose and Calendula.
    Rosemary “Verbenone” is a skin-care specialty oil, distilled from a particular variety of Rosemary herb.
    Long used in all sorts of body care preparations, Rosemary is thought to work
    simply by stimulating cellular metabolism (increasing the quantity of nutrients
    getting into our skin cells), traffic the creation of new cells, in addition to enhancing our skin’s vitality.
    Helichrysum is even more potently regenerative — often used in wound healing, Helichrysum will also increase new skin cell
    phone production, while drawing waste products by skin tissues.
    And lets keep in mind Lavender, the Grand-Daddy of skincare medicine.

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    For specific skin care needs, we’ll also include Sandalwood and Myrtle significant oils in certain blends (you’ll notice which oils go with which skin type in the recipes
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    Myrtle offers a great herbaceous “high note” to your blend, while Sandalwood offers a lovely earthy tone.

    Holding It All Together: Your Formula’s Base

    Whilst the essential oils are often considered the “active ingredients”, its important to consider the
    “carrier oils” are exceptionally therapeutic likewise. For these recipes, we highly recommend the
    application of two very well-regarded tropical nute oils: Coconut and Kukui.
    Coconut has a very long history (thousands of years,
    actually) in skin care, stated often in Ayurvedic medicine.
    It can be antimicrobial and hydrating (spanning the wants
    from the acne prone to the persistently dry). Kukui has
    similar components, and remains liquid at bedroom temperature — allowing
    easy combining and application of your custom recipe ingredients.
    These two oils have been used by ancestors of tropical climes to take good care of the skin of the young and old, successfully,
    with regard to so long — and now you too can obtain their benefits.

    Rosehip Seed: A Women’s Beauty Gift from the Mountains connected with Chile

    For everyone EXCEPT those prone to acne, Rosehip Seed oil may be the third important base oil.

    Rosehip seed naturally balances the outstanding tropical nut
    oils, coming from the large mountain arid regions of South America.

    Rosehip seed may be the most thoroughly analyzed carrier oil for skin care employ — and with
    excellent results. Rosehip has been shown to significantly reduce the appearance of wrinkles, fine lines and scars, while smoothing
    overall skin area texture and color. Imagine what its going to do with all these other high
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    Get Yourself Started With such Ingredients and Instructions

    Gather the ingredients: 1 glass bottle 30 or 60ml (1 or a couple of ounces), preferably colored glass (helps protect the oils) with an eyedropper (makes it easy to dispense your current formula later).
    ALL recipes happen to be for EACH FLUID OUNCE, so you’ll want to know the size of our bottle to make measuring
    easier. A funnel might create things easier as well.
    And of course your own selected base oils and necessary oils (note for purchasing oils — the recipe calls for
    drops, together with essential oils are sold in milliliters — there are 25 drops every milliliter).

    Mixing instructions: Add the specified number of drops of each essential oil for
    your empty bottle. If making 3 ounces, double the amounts, some
    ounces, 4 times, etc . With a bottleneck, add approximate amounts of your service provider oil — if using all carrier oils,
    for example , just complete the bottle about a third
    with the way with each oil. Avoid overfill, as you won’t be able to get the particular eyedropper in (if using one) without spilling!
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    Susie:

    Here are a few of my favorite romantic health spas
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    Chateau Elan, Georgia

    Miramante Resort & Spa, California

    Silverado, California

    Emerson, New York

    The Spa at Sundance, Utah

    Hampton Retreats, Ny

    Mana Lani, Hawaii

    Sanctuary upon Camelback Mountain, Arizona

    Westglow, North Carolina

    Outside of the U. S.:

    Brenner’s Recreation area, Baden, Germany

    CuisinArt Holiday resort & Spa, Anguilla

    El Santuario, Mexico

    Samas, Park Kenmare Resort, Ireland

    Echo Valley Ranch Resort, Canada

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    Susie:

    There are many ways to de-stress and spas specialize in this.

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